Free AI analysis and credit education. Pro tier arms you with personalized dispute templates you file yourself, full coaching, and CFPB guidance. No contracts, cancel anytime.
"Three collections came off in 60 days — I went from a 612 to a 678 without paying an agency a dime."
"The AI coach broke down FCRA rights in plain English. I filed two disputes that same evening and both were removed."
"I had a 4-year-old charge-off haunting every application. It was gone from all three bureaus within 90 days."
Same FCRA rights. Same bureaus. A fraction of the cost.
"Three collections came off in 60 days — I went from a 612 to a 678 without paying an agency a dime."
"The AI coach broke down FCRA rights in plain English. I filed two disputes that same evening and both were removed."
"I had a 4-year-old charge-off haunting every application. It was gone from all three bureaus within 90 days."
Pro is $10/month, billed in USD. Your first charge happens the moment you finish checkout. After that, you're billed once a month on the same calendar date. If you sign up mid-month, your first partial period is prorated, so your next full charge lands on that same day-of-month going forward — no surprise spikes after the first bill.
If you're a first-time Pro subscriber, you have a 7-day full-refund window — email us within 7 days of your first charge and we'll refund the entire amount, no questions asked. After that window, subscriptions are non-refundable, but you can cancel at any time to stop future charges. Refunds do not apply to renewals after the first charge.
Cancel from your account dashboard via the Stripe Customer Portal — one click, no email, no phone call. The cancellation takes effect immediately so you won't see another charge, and you keep full Pro access through the end of the period you've already paid for. There are no cancellation fees, no contracts to void, and no retention calls.
No — your analyses stay on the free plan for 90 days after you cancel, so you can still pull up past reports and the dispute templates the coach already generated. After 90 days on the free tier they're archived (exportable on request before then). Re-subscribing restores everything to your Pro account immediately.
No. $10/mo is the only charge — no setup fee, no annual contract, no "premium tier" upsell, no add-ons sold separately. The $10 includes all three bureaus, unlimited AI coach conversations, every dispute template, and priority support. Agencies charge $100+/mo for less; we priced this so it pays for itself on the first removed collection.
See what's on your credit report in under 60 seconds. Get your report at AnnualCreditReport.com, paste it in, and know exactly what to dispute — and where. Upgrade to Pro when you're ready for personalized templates.
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